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Tom Townsend, Broker, SRES Keller Williams Sunset Corridor Beaverton Oregon

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Senior Living 55+ Communities

by Tom Townsend, Denise Townsend Group

 

In the months to come I will be blogging about Senior 55+ communities.  Denise and I both have concerns over our aging parents, family members and friends who have large, multi-story homes that are getting to be difficult for them to maintain.  As parents (& grandparents!) ourselves, we see the difficulties of being empty nesters, of owning a larger home, a big yard and yes, someday those second story stairs being an issue.  We don't know if the day will come when we have to down-size, but it may come.

This is why we are so interested in Senior Living communities and Single-Level Living.

So, what is a 55+ community?  Also known as senior living communities, retirement communities, affinity retirement communities, active adult communities and more, these communities are for people who want to live by other like-minded individuals with interests and lifestyles much like their own.  Don't confused these communities with retirement homes or nursing homes.  They are not and far from it.  These communities are considered by some as a transition - from working every day, taking care of children and the home for decades - to downsizing and enjoying life during retirement without the worries of a lot of home maintenance.

The law.  The US Department of Housing and Urban Development (HUD) and the Housing For Older Persons Act, says that housing in these communities must include at least one person over the age of 55 in at least 80% of the occupied units.  This means that the spouse can be under the required age.  These communities are usually noted as "age-qualified" in their marketing campaigns.  Also, no one under the age of 19 may be a permanent resident.  Other types of communities are termed " age-targeted", which should not be confused with age-qualified.  These are not solely 55+ communities.  These allow younger couples with kids to live there as well .

Almost 80 million Baby Boomers are in the process of retiring in the United States.  Most senior communities are changing to keep up with the times.  They won't be like the ones our grandparents may have lived in. 

 

Next Blog:  The Benefits of Senior Living Communities

 

Tom Townsend, Broker, SRES

Denise Townsend Group

Keller Williams Sunset Corridor

1915 NW Amberglen Pkwy #250

Beaverton OR 97006

503-504-3961

Why sell your Portland Oregon home during the winter months?

by Tom Townsend, Denise Townsend Group

People who look for homes this time of year are serious buyers.  While most buyers are hibernating, the serious buyer is finding their dream home.

Weather and daylight hours no longer affect home searches.  9 out of 10 buyers search for homes on the internet, saving themselves time running around viewing homes.

There are fewer homes on the market.  Less listing competition generally means more money for you.

Buyers generally have more time to look, especially current home owners.  Home improvements, maintenance and enjoying the back yard don't happen often this time of year.  There are fewer school activities happening.   Many buyers this time of year don't have children to relocate in schools. 

January is the biggest transfer month for companies.  Relocating buyers want a home immediately.

Getting your home under contract during the winter months allows you more time to start searching for your next home as the new spring listings come on.  This is a big advantage over buyers who need to sell their home to seal the deal.

It's generally the slowest period of time for real estate agents, so they will devote more time to your listing.

Typically, lenders are less busy this time of year so they can process loans faster.

Currently, mortgage rates are still low.

The upcoming changes in loans for buyers this spring may inhibit them from buyer later on.

Remodeling, decorating, appliance installation and other services are typically more available and less expensive.  A plus for buyers and sellers who want to make improvements or get something repaired.

With fewer listings on the market, homes stand out more to buyers and decisions are made quicker.

 

 

Tom Townsend, Broker, SRES

Denise Townsend Group

Keller Williams Sunset Corridor

1915 NW Amberglen Pkwy #250

Beaverton OR 97006

503-504-3961

Happy New Year!

by Tom Townsend, Denise Townsend Group

We wish all a happy and prosperous New Year in 2014!

Interesting New Year Facts

  • New Year’s is the oldest of all holidays, as it was first observed in ancient Babylon as many as 4000 years ago.
  • The Roman senate declared January 1 as the New Year in 153 BC. This date saw major tampering and it was Julius Caesar who again declared January 1 in Julian calendar as the New Year, in 46 BC.
  • January 1 was revived as New Year in 1582, by the Gregorian calendar and so celebrated by most of the countries till date.
  • New Years is still observed as the Feast of Christ's Circumcision by some denominations.
  • The first month of the year i.e. January has been named after God Janus (Latin word for door), in the Roman calendar. Janus is the God with two faces, one looking backwards and one forward, at the same time and marks the ‘spirit of the opening’
  • The Romans began a tradition of exchanging gifts on New Year's Eve, by giving one another branches from sacred trees, for good fortune.
  • The New Year is celebrated like a festival throughout the world and everyone around is in festive mood, partying, singing and dancing to ring out the old year and ring in the new.
  • In Britain, when the Big Ben clocks strikes 12, everyone gathers around to sing ‘Auld Lang Syne’, a Scottish song. It was written by Robert Burns in the 1700's, literally meaning "old long ago," or simply, "the good old days", to remember old and new friends.
  • It was once believed that the first visitor on New Year's Day would bring either good luck or bad luck for the rest of the year, depending on who he/she was.
  • Many cultures believe that anything given or taken on New Year, in the shape of a ring is good luck, because it symbolizes "coming full circle".
  • The tradition of making New Year resolution dates back to the early Babylonians.
  • It was once believed that the first visitor on New Year's Day would bring either good luck or bad luck for the rest of the year, depending on who he/she was.
  • Traditionally, it was thought that people could alter the luck they would have throughout the coming year by what they did or ate on the first day of the year. It has, therefore, become important to celebrate first day of the New Year in the company of family and friends.
  • Many parts of the U.S. celebrate New Year by consuming black-eyed peas, considered good luck in many cultures.
  • The Spanish ritual on New Year's Eve is to eat twelve grapes at midnight. The tradition is meant to secure twelve happy months in the coming year.
  • Noise making and fireworks on New Year's Eve is believed to have originated in ancient times, when noise and fire were thought to dispel evil spirits and bring good luck.
  • Toasts typically concern gratefulness for the past year’s blessings, hope and luck or the future, and thanking guests for their New Year’s company.
  • In colder countries close to water, such as Canada, parts of the United States, the United Kingdom, and the Netherlands, it is customary to organize cold-water plunges, or Polar Bear Plunges.
  • For thousands of years, New Year’s has been a festival of rebirth and reflection, allowing people all over the world to celebrate another great year.

 

Tom Townsend, Broker, SRES

Denise Townsend Group

Keller Williams Sunset Corridor

1915 NW Amberglen Pkwy #250

Beaverton OR 97006

503-504-3961

 

Enter to Win $50,000 in the KW App. Sweepstakes

by Denise Townsend Group

Hi,

I’m Tom Townsend with the Denise Townsend Group.  Keller Williams Realty is holding a $50,000 sweepstakes for one lucky person who downloads the “Keller Williams Realty Search” app.  Once downloaded, you must enter my agent code and then “tap” the “Enter to Win $50,000!” tab and fill in your information.  That’s it!  You do not need to be looking for a home to enter.  There is a lot of good information on the app.

My agent code is KW2iJUVKS.  It is case sensitive.

Good luck!

Must enter between 12/16/13 – 03/31/14

Official entry rules http://akamai.eprizecdn.net/kellerwilliams/rules.pdf

How to download the KW Mobile App on an Android device (phone/tablet):

 

  1. Go to the Google Play Android App Store on your device. Make sure you’re signed in with your Google account.
  2. Search for “Keller Williams” and open the page for the “Keller Williams Realty Search”
  3. Tap “Install”                                                         
  4. Tap “Accept”                                                       
  5. Tap “Open”
  6. Tap "View Terms of Use"
  7. Tap "I Accept"
  8. Enter agent code  (KW2iJUVKS)
  9. Tap OK

 

 

How to download the Keller Williams Mobile App on an iPhone/iPad:

 

  1. Open App Store icon on your device
  2. Search for “Keller Williams” and open the page for the “Keller Williams Realty Search”
  3. Tap “Install”                                                           
  4. Tap “Open”
  5. When asked to use your current location tap “OK”
  6. Tap "View Terms Of Use"
  7. Tap "I Accept"
  8. Enter agent code (KW2iJUVKS)

​​

 

Tom Townsend, Broker, SRES

Denise Townsend Group

Keller Williams Sunset Corridor

1915 NW Amberglen Pkwy #250

Beaverton OR 97006

503-504-3961

 

Should I Buy a Home Now?

by Denise Townsend Group

I'm often asked if this is a good time to buy a home. Some clients are concerned that home prices may fall further than they have already. They are assuming that the best course of action is to wait for the bottom in the market and then buy. The problem with this approach is that you don't know where the bottom is until you see it in the rear view mirror, meaning until you've missed it!

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.

 

Tom Townsend, Broker, SRES

Denise Townsend Group

Keller Williams Sunset Corridor

1915 NW Amberglen Pkwy #250

Beaverton OR 97006

503-504-3961

Displaying blog entries 21-25 of 25

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